AU Bank provide many type of credit cards according on spending habits and lifestyle. you can choose the one that is best beneficiary for you. Find Details of all type of AU Bank credit cards and Here are some key features typically associated with AU Bank credit cards:
Best 4 Au Bank Credit Card 2024
Apply Credit Card online for instant approval and enjoy benefits with AU Credit Card. Choose Benefits from your Favorite Categories.
- AU Bank Zenith Credit Card
- AU Bank Vetta Credit Card
- AU Bank Altura Plus Credit Card
- AU Bank Altura Credit Card
- AU Bank LIT Credit Card
- AU Bank Zenith Plus Metal Credit Card
- ixigo AU Credit Card
- AU Bank NOMO Credit Card
- AU SPONT Credit Card
- AU Bank InstaPay Credit Card
- AU Bank ABC Biz Credit Card
- AU Bank ABC Flex Credit Card
- AU Bank ABC Nxt Credit Card
- AU Bank ABC Pro Credit Card
Types of Credit Cards
| Criteria | Details |
| Standard Credit Cards | Standard credit cards is common type of credit card, it’s allow to borrow money up to a certain limit for purchases and cash advances.They may impose annual fees and interest, but they can provide benefits and special offers from merchants. |
| Rewards Credit Cards: | Rewards credit cards provide cashback, points, or miles on your purchases. if you paid properly your entire balance every month. |
| Travel Credit Cards: | Travel credit cards offer rewards points and benefits specifically for travelers as like airline miles, book hotels, or cashback on travel-related purchases. |
| Cashback Credit Cards | Cashback credit cards offer cashback on purchases, typically with higher rewards for specialized categories such as groceries or restaurants. |
| Business Credit Cards | Business credit cards are specifically for small business & entrepreneurs owners to according business needs such as such as office supplies or travel. |
| Secured Credit Cards | A secured credit card requires a cash deposit (FD) with the bank. The Bank provide credit limit is typically 80% of the FD amount. It is best for those who have no civil score or want to rebuild their credit history. |
AU Credit Card Eligibility Criteria
| Criteria | Details |
| Age | 21 to 60 years old |
| Income | Minimum monthly income as specified by the bank |
| Employment | Both salaried and self-employed individuals |
| Residency | Must be Indian residents |
| Documentation | Valid proof of identity, address, and income |
How to Apply Online for Credit Cards?
The steps to apply for an HDFC credit card online are as follows:
Step 1: Visit the : Online Apply
Step 2: Enter your Mobile Number
Step 3: Enter Date of Birth or PAN Number
Step 4: Click: Get OTP
We’ve sent an SMS with the OTP on the number entered
Step 5: Check for SMS from HDFC Bank and enter OTP
Step 6: Click View the Best Card
Step 7: Based on the profile, the best cards available to you will be displayed on your screen.
Step 8: Select the card you like, apply for it and enjoy instant approval online.
Fees and Charges
*Above steps are indicative
How to Apply for an AU Bank Credit Card Online
You can apply for the top AU credit card online With SJF sjf consultants PVT Ltd via a completely digital process. Follow the steps given below:
Click on ‘Apply Now’
Step 1: Click here to go to the form and enter your mobile number to begin the online application process.
Step 2: Provide the OTP sent to your mobile number for verification.
Step 3: Check and compare the pre-qualified credit card offers that you are eligible for to select the best suited one for you.
Step 4: Complete the application process for your preferred card by filling out the detailed form and provide the required documents.
Credit Card Dos and Don’ts
Dos:
- Pay on time: Ensure timely payments to avoid late fees and maintain a good credit score.
- Monitor your statements: Regularly check your statements for any unauthorized transactions or errors.
- Use rewards wisely: Take advantage of cashback, points, and other rewards by using your card for planned purchases.
- Keep utilization low: Aim to use less than 30% of your credit limit to maintain a healthy credit score.
- Know your credit limit: Be aware of your credit limit to avoid over-limit fees and potential damage to your credit score.
- Report lost/stolen cards immediately: Contact your bank immediately if your card is lost or stolen to prevent unauthorized usage.
Don’ts:
- Miss payments: Avoid missing payments as it can lead to high-interest charges and damage your credit score.
- Max out your card: Refrain from using your entire credit limit; high utilization can negatively affect your credit score.
- Ignore terms and conditions: Understand the terms, including interest rates and fees, to avoid unexpected charges.
- Take cash advances: Avoid cash advances due to high fees and interest rates.
- Apply for multiple cards simultaneously: Multiple applications can lower your credit score and signal financial instability.
- Share your card details: Keep your credit card information private to prevent fraud and unauthorized charges.
*Points mentioned are common across credit cards and are not specific to AU Credit Cards only.
