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Why Online Apply HDFC Bank Credit Cards
Hdfc Bank have many Type of credit card. Apply Best Credit Cards on SJF Consultantss PVT. Ltd starting at 0 annual fees, offering many benefits such as lucrative deals and discounts on Shopping, higher Rewards, Cashback, & Welcome Vouchers.
What is a credit card?
Credit cards are plastic or metal cards used to pay for items or services using credit.
Credit cards can either be a plastic or a metal Credit card issued by a bank or a financial institution. It used to pay for items and services, both online and offline.
If you pay off the credit card balance in full within the due date, you can convert your credit card bill into EMIs.
Best 4 HDFC Bank Credit Card 2024
Apply HDFC Bank Credit Card online for instant approval and enjoy benefits. Choose Benefits from your Favorite Categories.
- HDFC Credit Card Variant
- HDFC Bank Regalia First Card
- HDFC Bank Diners Club Black Card
- HDFC Bank Regalia Card
- HDFC Freedom Credit Card
- HDFC Bank Money Back Credit Card
- HDFC Bank Diners ClubMiles Card
- HDFC Bank Platinum Times Card
- HDFC Millennia Credit Card
- Swiggy HDFC Bank Credit Card
- Tata Neu Plus HDFC Bank Credit Card
- Shoppers Stop HDFC Bank Credit Card
How to Apply for HDFC Credit Cards Online
The steps to apply for an HDFC credit card online are as follows:
Step 1: Visit the : Online Apply
Step 2: Enter your Mobile Number
Step 3: Enter Date of Birth or PAN Number
Step 4: Click: Get OTP
We’ve sent an SMS with the OTP on the number entered
Step 5: Check for SMS from HDFC Bank and enter OTP
Step 6: Click View the Best Card
Step 7: Based on the profile, the best cards available to you will be displayed on your screen.
Step 8: Select the card you like, apply for it and enjoy instant approval online.
Benefits of a Credit Card
- Welcome Gift
- EMI Conversion
- Balance Transfer
- Rewards and Cash Back
- Emergency Funds
- Fuel Surcharge Waiver
- CIBIL score
- Travel Benefits
- Lifestyle Benefits
- Airport Lounge Access
- Global Acceptance
- Purchases and pay them off later
Eligibility & Documents Required to Online Apply for HDFC Credit Cards
| Eligibility Criteria | Requirement |
|---|---|
| Nationality | Indian |
| Age | 18 years |
| Type of employments | Salaried or Self-employed | Business Owner | Independent Worker | Student | Retired | Homemaker |
| Income | Differs from one bank to the other |
| Credit Score | Good credit score (700 and above) |
Proof of Identity |
|
Address proof |
|
Income proof (For salaried) |
|
Income proof (For self-employed) |
|
HDFC may ask for additional documents based on the applicant’s profile. The above list is for reference purpose only.
Credit Card Dos and Don’ts
Dos:
- Pay on time: Ensure timely payments to avoid late fees and maintain a good credit score.
- Monitor your statements: Regularly check your statements for any unauthorized transactions or errors.
- Use rewards wisely: Take advantage of cashback, points, and other rewards by using your card for planned purchases.
- Keep utilization low: Aim to use less than 30% of your credit limit to maintain a healthy credit score.
- Know your credit limit: Be aware of your credit limit to avoid over-limit fees and potential damage to your credit score.
- Report lost/stolen cards immediately: Contact your bank immediately if your card is lost or stolen to prevent unauthorized usage.
Don’ts:
- Miss payments: Avoid missing payments as it can lead to high-interest charges and damage your credit score.
- Max out your card: Refrain from using your entire credit limit; high utilization can negatively affect your credit score.
- Ignore terms and conditions: Understand the terms, including interest rates and fees, to avoid unexpected charges.
- Take cash advances: Avoid cash advances due to high fees and interest rates.
- Apply for multiple cards simultaneously: Multiple applications can lower your credit score and signal financial instability.
- Share your card details: Keep your credit card information private to prevent fraud and unauthorized charges.
*Points mentioned are common across credit cards and are not specific to HDFC Bank Credit Cards only.
